Do not lay up for yourselves treasure on earth where moth and rust destroy and thieves break in and steal.
I may be wrong, especially as I have no Scripture to back this up; but I believe I am responsible to act prudently with my money. Since my company has set up a matching 401K program, I think I am right in taking advantage of it, not only my own sake, but also for my wife and for my children.
But here’s something I do know for sure; earthly retirement plans are precarious. My grandfather put most of his money in a retirement village that went bankrupt. My father entrusted his retirement with a gentleman who spent five years in prison for embezzling. Our next-door neighbor had his money in an investment fund that disappeared without a trace.